Stock-Back® Rewards Bonuses - Terms and Conditions - July 2026 - Google Docs
Stock-Back ® Bonus Rewards
Terms and Conditions
These Promotions are only for Stock-Back participants that are enrolled in the Stash Stock-Back® Rewards Program and are subject to the terms and conditions of such program, including, but not limited to, the maximum cash value of Stock-Back® Bonus Rewards (or “SB Bonus Rewards”) that such participants are eligible to earn thereunder.
The Promotion
For all qualifying debit card purchases posted during the time periods and at the merchants and/or merchant categories specified below, Stock-Back participants will be eligible (unless otherwise noted below) to earn the applicable percentage listed below per qualifying purchase, or, if greater, a fixed dollar amount of $0.01 per qualifying purchase, up to the maximum cash value of Stock-Back® Bonus Rewards that such participants are eligible to earn:
Effective as of January 1, 2026 at 12:01 AM (ET) until July 31, 2026 11:59 PM (ET)
For “Plus Subscription” customers:
- 3.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
- 1.0% Stock-Back: All other qualifying debit card purchases
For “Starter Subscription” customers:
- 2.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
Effective as of November 1, 2025 at 12:01 AM (ET) until December 31, 2025 11:59 PM (ET)
For “Plus Subscription” customers:
- 5.0% Stock-Back: Utility categories (defined as a merchant with a 4900 merchant category code)
- 3.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
- 1.0% Stock-Back: All other qualifying debit card purchases
For “Starter Subscription” and, if applicable, “Growth Subscription” customers:
- 3.0% Stock-Back: Utility categories (defined as a merchant with a 4900 merchant category code)
- 2.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
Effective as of May 1, 2025 at 12:01 AM (ET) until October 31, 2025 11:59 PM (ET)
For “Plus Subscription” customers:
- 5.0% Stock-Back: Grocery categories (defined as a merchant with a 5411 merchant category code, Costco Wholesale, and BJs Wholesale)
- 3.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
- 1.0% Stock-Back: All other qualifying debit card purchases
For “Starter Subscription” and “Growth Subscription” customers:
- 3.0% Stock-Back: Grocery categories (defined as a merchant with a 5411 merchant category code, Costco Wholesale, and BJs Wholesale)
- 2.0% Stock-Back: Streaming categories (defined as a merchant with a 4899 merchant category code)
Offers only available for Stock-Back participants that received an offer directly from Stash for this specific time period and for these qualifying purchases.
Additionally, and from time to time, Stash may offer certain participants in this Program additional merchant bonuses and applicable percentages per qualifying purchase within specified time periods through the Stash mobile application and/or website. Upon a qualifying purchase made in accordance with any such offer, you will receive the corresponding Stock-Back Rewards Bonus attributable to such qualifying purchase as specified in your offer. You acknowledge and agree that any such rewards offered hereunder may vary, and the rewards offered to you may be different from the rewards offered to another eligible Stock-Back participant.
Eligibility
To participate in this Promotion you must be a Stash debit account holder who is enrolled as a participant in the Stash Stock-Back Rewards program, which is governed by the Stock-Back Rewards Terms and Conditions (the “Program Terms”). This Promotion is subject to the terms and conditions stated herein.
Stash Stock-Back Rewards is a rewards program (the “program”) offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) that a Stash debit account holder may choose to participate in that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds (together, “Stock” for purposes of these terms and conditions) on certain qualifying purchases made using a Stash debit card issued by Stride Bank, N.A. Member FDIC. See the full Program Terms referenced above, which you agreed to when you joined the program, for important disclosures, including what purchases qualify to earn stock and when and how you will receive any stock earned.
A “Plus Subscription” is a Tier 2 Platform Tier Service (as described in the Stash Investments LLC Advisory Agreement). Stash customers who elect to purchase, and then maintain, the Tier 2 Platform Tier Service may be eligible for additional or higher value rewards or bonuses, at Stash’s sole discretion, and as described in these Promotion Terms.
Other Information
Stash Investments LLC is an SEC-registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stash.com/disclosurelibrary. You remain responsible for ancillary fees that are not included in the monthly Wrap Fee. A list of such ancillary fees is included in our Advisory Agreement.
Investing Involves Risk. Listed investments that are currently available on Stash are not necessarily representative of all investments. A full list of available investments on Stash can be found here: https://www.stash.com/investments/stocks/. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Stride Bank, N.A. and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.
This Promotion is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. The promotion is not sponsored or endorsed by Stride Bank, N.A., Mastercard, or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this promotion.
Stash reserves the right to amend or cancel this Promotion at any time. Stash is not responsible for any failure on your part to meet standards for qualifying for this Promotion. Stash may withhold or recover any rewards if Stash determines that such rewards were obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Promotion Terms have been violated. Promotion available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.
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