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Questions? We’re here help.

We'll be there every step of the way. Need more info? Visit our FAQs.

How much does Stash cost?

Stash offers one simple plan, The Stash Plan, for $12/month. It includes everything Stash offers: access to thousands of stocks and ETFs, personal and automated portfolios (Smart Portfolio), investing accounts for retirement and for kids, a Stock-Back® Card that earns 1% back in stock on purchases (up to 3% in bonus categories), an AI money coach, banking with payday up to 2 days early, a 3% match on monthly IRA contributions, $10k in life insurance, priority customer support, and personalized financial advice. Pricing is subject to change.

How does Stash work?

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

1. Answer a few questions.

When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

2. Get your plan.

Stash offers one plan, The Stash Plan, for $12/month.
With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back® Card that lets you earn stock when you spend, plus budgeting tools, advice and education, and more.

3. Add money to Stash.

You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.

4. Budget, save, and create goals

Use our automatic budgeting tools to organize your cash and track your spending.

5. Invest your way.

You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back® Card.

Stash is built for long-term investing, not day-trading, so all of our market transactions execute during four trading windows each weekday. (Note: Availability of trading windows is dependent on market conditions and may be subject to limitations.)

Why should I start investing now?

Investing can be a critical part of building wealth. As time passes, inflation can eat away at the value of your saved cash—making it worth less over the years. On the other hand, the average annual return of the S&P 500 has been around 8%, historically. Even if it’s just $1 at a time, it’s important to start investing as soon as possible so you can maximize your money’s growth potential and take advantage of compound returns over the years.

Why do you need my Social Security number?

The Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person opening an account. We also require your Social Security number to issue you a tax reporting form at the end of the year. Your Social Security number is only used to verify your identity. Stash does not perform a credit check.

Is the money invested in my Stash Account protected?

Your investments with Stash are protected by the Securities Investor Protection Corporation (SIPC). All holdings and cash are held at APEX Clearing Corp. For more information on SIPC insurance, please visit www.sipc.org

Welcome to Stash101, our free financial education platform. Stash101 is not an investment adviser and is distinct from Stash RIA. Nothing here is considered investment advice.