Find Money and Rewards to Bulk Up Your Stash Account (Without Making a Deposit)

By: Team Stash
Published: Apr 15, 2019
• Updated: Apr 02, 2025

Use Stash to generate rewards and keep growing your accounts. Here’s how.

In this article:

1. 1. Refer your friends!
2. 2. Let your investments earn you money
3. 3. Turn on Auto-Stash
4. 4. Use your Stock-Back Debit Rewards Card

Most of us need to use our paychecks to pay rent, buy groceries, or fill the Toyota Tercel with gas. And it can be a stretch to find extra money to save and invest.

The good news is that there are ways to increase the amount of money in your Stash account without initiating a deposit from your linked bank account.

It’ll just take a little initiative and can-do attitude. Here are six ways you can start Stashing more without tapping your potentially tapped-out checking account.

1. Refer your friends!

You can earn money by referring your friends, enemies, frenemies, or anyone else to Stash. Get bonus cash to invest for each friend who joins (up to $500).

2. Let your investments earn you money

Your investments can earn you more money which you can then reinvest.

How? By earning dividends and interest payments. Stock owners may periodically receive dividends as a cut of a company’s profits, while bond owners may get interest payments on their debt securities.

3. Turn on Auto-Stash

Invest automatically through Auto-Invest! Set up recurring transfers from your bank account and automatically contribute funds to your investment accounts on a regular basis.

4. Use your Stock-Back Debit Rewards Card

Stock-Back is our proprietary rewards program that lets you earn stock when you spend on qualifying purchases with your Stash debit card.

Make a purchase with your Stash debit card anywhere nationwide—at more than 11 million U.S. businesses—and get rewards in the form of a fractional share of stock. For example, if you purchase something from Amazon, you’ll earn AMZN Stock-Back as a reward. The same goes for your Netflix subscription, or those lattes you buy at Starbucks.

We’ll deposit fractional shares of NFLX and SBUX in your Invest account. And if the company isn’t available as an investment on our platform, you’ll earn Stock-Back in a Stash-approved ETF.

So, if you make a qualifying purchase at a small, local hardware store, for example, your Stock-Back reward will be from a Stash-approved ETF.

First, you’ll need to sign up for a Stash invest account, and then a Stash bank account. The stock you earn on qualifying purchases will then be added to your Stash Invest account.