How to Invest through the Holidays—Without the Stress | Stash

How to Invest through the Holidays—Without the Stress

By: Team Stash
Published: Dec 11, 2025

How to Invest through the Holidays—Without the Stress

The holidays should feel joyful, but the spending that comes with gifts, travel, and celebrations can make the season overwhelming. The good news? With a little planning (and a few smart tools), you can build a holiday budget, stay consistent with your investing, and start the new year on strong financial footing.

Here’s how to make holiday investing simple, not stressful.

Make Holiday Investing Automatic With Auto-Stash

Auto-Stash lets you schedule small, recurring transfers into your Stash account on a weekly, biweekly, or monthly schedule.

One of the biggest benefits? Stash customers who use Auto-Stash have, on average, 9x more in their accounts after one year compared to those who don’t.* When investing happens automatically, consistency follows.

Auto-Stash is flexible, too. You can pause, adjust, or change your frequency at any time. Set it now, and let it quietly build your holiday cushion in the background.

Don’t Want to DIY Investing? Smart Portfolio Can Help

Smart Portfolio is a managed account built by Stash’s investment team. You answer a few questions, and Stash creates a diversified portfolio based on your goals and risk level. From there, it automatically invests your money and rebalances quarterly.

It’s built for long-term, low-stress investing—perfect for a season when your attention is pulled in every direction.

And because it’s included with your Stash subscription, you can start exploring it right away. Millions of Stashers are already setting aside money through the platform— 1.3 million have collectively set aside more than $700 million.**

Add Some Seasonal Strategy With Holiday-Friendly Picks

If you're looking to choose your own investments this season, diversified long-term ETFs can be a strong way to stay consistent while holiday spending ramps up.

Here are a few that may fit well into a holiday-minded strategy:

Match the Market (IVV)
Stocks Nationwide (VTI)
Stocks Worldwide (VT)

The Takeaway: A More Confident Holiday Season

Your Stash account has the tools you need to help you invest this season without sacrificing your holiday shopping and travel.

Whether you automate your investing with Auto-Stash, let Smart Portfolio handle the heavy lifting, or choose a few long-term investments, you’re building a holiday season that feels more peaceful, more prepared, and more you.

Ready to get started? You can explore Auto-Stash, Smart Portfolio, or your investing options right from your Stash app.

*Based on Stash internal data as of February 10, 2025. **Based on Stash internal data as of January 31, 2025. "Set Aside" is defined as complete incoming transfers from external funding sources to Stash across all brokerage and banking accounts. This statistic does not take withdrawals into consideration.

A Smart Portfolio is an account that Stash has full authority to manage. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Stash does not guarantee any level of performance or that any client will avoid losses in their account.

Stash recommends that no client have any single stock make up more than a 2% maximum of their total portfolio. Investing involves risk and investments may lose value, including loss of principal.

How to Invest through the Holidays—Without the Stress

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