# Invest in Your Kids Future

By: [Ed Robinson](/content/learn/author/ed-robinson/index.html)

Published: Feb 13, 2025

•  Updated: Feb 09, 2026

#### In this article:

1. [**Easy to Set Up, Easy to Grow**](/content/learn/invest-in-your-kids-future/#easy-to-set-up-easy-to-grow/index.html)
2. [**Why Open a Custodial Account?**](/content/learn/invest-in-your-kids-future/#why-open-a-custodial-account/index.html)
3. [**Common Questions: What Parents Want to Know**](/content/learn/invest-in-your-kids-future/#common-questions-what-parents-want-to-know/index.html)

## **Easy to Set Up, Easy to Grow**

Stash makes it easy to invest for your kids with a Custodial Account - so you can give them a head start. Get started in just three simple steps:

1️⃣ **Open an account in minutes** – No complicated paperwork.

2️⃣ **Set up Auto-Stash** – Automate contributions, even with just $5.

3️⃣ **Watch their money go to work** – Your kids will thank you later!

Start today and give your child a **head start that will last a lifetime.**

[**Get Started**](https://app.stash.com/custodian-sign-up)

* * *

## **Why Open a Custodial Account?**

✅ **Early Investing = More Time for Potential Growth** – Thanks to compounding, starting young can significantly increase long-term returns.

✅ **No Minimum Contributions** – Start with as little as **$5** and contribute at your own pace.

✅ **Educational Opportunity** – Teach your child about investing while setting them up for financial success.

It’s a **simple, effective way to build generational wealth** and give your child a financial head start.

Get Started [here](https://app.stash.com/custodian-sign-up)

* * *

Every parent wants to give their child the best possible future—whether it’s a great education, financial security, or a head start in life. But many just **don’t know where to start** or how easy it is to begin.

**What if you could set them up for success with just a few dollars a week?**

A [**Custodial Account**](https://app.stash.com/custodian-sign-up) is one of the simplest and most powerful ways to invest in your child’s future. This investment account, managed by a parent or guardian, legally belongs to the child but remains under adult control until they reach adulthood (18 or 21, depending on the state).

* * *

## **Common Questions: What Parents Want to Know**

At Stash, **thousands of Custodial Accounts for kids are opened every year**. Here are some of the most frequently asked questions:

### **1️⃣ How Much Do People Deposit?**

Deposits into Custodial Accounts can vary based on lifestyle, goals, and saving ability. On Stash:

- **Most deposits fall between $10 and $100**

- **60% of Stash users contribute within this range**

### **2️⃣ What Should I Buy – Stocks or ETFs?**

There’s no single right answer— **a mix of both can be a great strategy.** Many parents choose ETFs for diversification, while others invest in individual stocks of well-known companies.

### **3️⃣ What Are Some Popular Investments?**

Just because an investment is popular doesn’t mean it’s the right fit for you, but here’s a **list of the 5 largest (market cap) companies that are held in Stash Custodials.**

| Name | Ticker | Last price | Today | YTD |
| --- | --- | --- | --- | --- |
| <br><br>Apple](/content/investments/stocks/apple-aapl/index.html) | [AAPL](/content/investments/stocks/apple-aapl/index.html) | [$333.74](/content/investments/stocks/apple-aapl/index.html) | [0.14%](/content/investments/stocks/apple-aapl/index.html) | [23.15% (1Y)](/content/investments/stocks/apple-aapl/index.html) |
| <br><br>Microsoft](/content/investments/stocks/microsoft-msft/index.html) | [MSFT](/content/investments/stocks/microsoft-msft/index.html) | [$393.82](/content/investments/stocks/microsoft-msft/index.html) | [-1.82%](/content/investments/stocks/microsoft-msft/index.html) | [-16.73% (1Y)](/content/investments/stocks/microsoft-msft/index.html) |
| <br><br>NVIDIA](/content/investments/stocks/nvidia-nvda/index.html) | [NVDA](/content/investments/stocks/nvidia-nvda/index.html) | [$202.81](/content/investments/stocks/nvidia-nvda/index.html) | [-2.21%](/content/investments/stocks/nvidia-nvda/index.html) | [7.39% (1Y)](/content/investments/stocks/nvidia-nvda/index.html) |
| <br><br>Alphabet Inc](/content/investments/stocks/alphabet-inc-goog/index.html) | [GOOG](/content/investments/stocks/alphabet-inc-goog/index.html) | [$346.12](/content/investments/stocks/alphabet-inc-goog/index.html) | [-2.17%](/content/investments/stocks/alphabet-inc-goog/index.html) | [9.77% (1Y)](/content/investments/stocks/alphabet-inc-goog/index.html) |
| <br><br>Amazon](/content/investments/stocks/amazon-amzn/index.html) | [AMZN](/content/investments/stocks/amazon-amzn/index.html) | [$247.23](/content/investments/stocks/amazon-amzn/index.html) | [-1.06%](/content/investments/stocks/amazon-amzn/index.html) | [9.15% (1Y)](/content/investments/stocks/amazon-amzn/index.html) |

### **4️⃣ How Do I Make Investing Easy?**

The **easiest way** to invest for your child’s future is to **set up Auto-Stash** and play the long game. Most Stash users invest **around $40 per week** into Custodial Accounts, but you can start with as little as **$5.**

* * *

### **The Power of Starting Early: How $50/Week Could Grow Over Time**

One of the biggest benefits of investing for your child early can be the power of **compounding returns**—where your investments generate earnings, and those earnings have the potential to grow over time.

#### **Example Potential Growth Projection**

Let’s say you start investing **$50 per week** (or **$200 per month**) into a Custodial Account when your child is born. Assuming an **average annual return of 8%**, here’s how it could grow by the time they turn 18:

- **Year 5:** ~$15,000

- **Year 10:** ~$36,000

- **Year 15:** ~$71,000

- **Year 18:** **Over $100,000**

📈 **That’s more than double the total contributions of $46,800 ($50 per week for 18 years).**

**Imagine the possibilities:** college savings, a first home, or a financial safety net.

* * *

Building generational wealth doesn’t have to be complicated. Start today and give your child a **head start that will last a lifetime.**

👉 **Ready to invest in your child’s future?** [**Open a Custodial Account now.**](https://app.stash.com/custodian-sign-up)

_All data from internal Stash sources as of February 12, 2025._

Written by  
[Ed Robinson](/content/learn/author/ed-robinson/index.html)  
Ed Robinson is the Co-Founder and Co-CEO of Stash, the subscription investing and financial-guidance platform he launched in 2015 with Brandon Krieg to make real financial advice accessible to everyone, not just the wealthy. Before Stash, Ed spent over a decade on Wall Street in institutional finance, and he holds FINRA Series 7 and Series 63 licenses. He earned a Bachelor of Commerce in Finance, Accounting and Management from the University of Sydney and a Graduate Diploma in Financial Planning from FINSIA. He leads Stash's mission to help millions of Americans build long-term wealth on a platform built as a Registered Investment Adviser, legally required to act in its customers' best interest.

* * *
