# Your retirement, expertly managed

Open a Roth or Traditional IRA and let our experts build a target date portfolio that automatically shifts strategy as you approach retirement. You fund the account. Stash manages the portfolio over time.

[Start Your Retirement Account](https://app.stash.com/sign-up/get-started?theme=managed-retire)

No minimum balance required. Cancel anytime.

Earn a **3% match** on every retirement contribution.14

That’s extra money toward your future, every time you contribute. Available with Stash+.

## A smarter way to plan for retirement

Stash's managed retirement accounts take the guesswork out of investing for your future.

### Expert-managed target date portfolios

Our experts handle complex investment decisions to maximize long-term growth potential for your retirement.

### Automated glide path

Your portfolio automatically shifts from higher-growth investments early on to preservation as you approach retirement.

### Potential tax benefits

Saving for retirement can mean potential tax advantages. Choose a Roth or Traditional IRA based on your situation.4

### Set it and forget it

You fund the account. Cash is auto-invested every trading day and your portfolio is rebalanced regularly.

## Get started in minutes

1. **Choose your IRA**  
   Select a Roth or Traditional IRA. We’ll help you understand which can work best for your situation.

2. **Tell us your retirement age**  
   Share your birth year and target retirement age. We’ll assign a target date portfolio matched to your timeline.

3. **Fund the account**  
   Set up recurring deposits or contribute on your schedule. We auto-invest and rebalance for you.

## Common questions

### What is a managed retirement portfolio?

### What does it cost?

### Roth or Traditional — which is right for me?

### Can I switch to self-directed later?

## Take the stress out of planning for retirement

Let Stash do the work for you. Expert-managed portfolios that adjust automatically over time, so you can focus on living today.

[Start Your Retirement Account](https://app.stash.com/sign-up/welcome?theme=managed-retire)