Stash Pricing: Investing + Advice for $12/Month

Financial advice for a fraction of the price

Get the digital financial advisor that helps you invest with confidence. No minimums. No hidden fees. No nonsense.

The Stash Plan

$

12/month

or $108 billed annually (save 25%)

Get started Try for 7 days

Meet your new digital financial advisor

All the tools you need to invest in one app, plus expert guidance you can trust every step of the way.

Investing options
Choose your own stocks and ETFs, or let our expert investing team manage a diversified portfolio for you.

A variety of accounts
Brokerage and retirement accounts, and custodial accounts for kids.

In-depth financial snapshot
Build your profile so guidance fits you.

Set clear goals
Get help staying consistent over time.

Personalized next actions
Relevant advice delivered when you need it.

Expert money coaching
Get instant answers to questions 24/7 from a registered investment advisor.

Frequently asked questions

Why does Stash charge a monthly fee?

We’re all about transparency. Unlike other investment apps, we don’t have banking overdraft charges3 or add-on transaction fees†—just a flat monthly subscription ($12 per month) for access to all your money needs. With Stash, we believe in providing bonuses back to you—like earning stock through your Stock-Back® Card1, which can grow in value over time. That’s in addition to enjoying wealth-building tools like fractional share investing, a retirement account,5 and unlimited financial advice.

The $12/month subscription fee covers access to the platform and its features. In addition, Stash charges an assets-under-management (AUM) advisory fee of 0.25% annually on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts. Please see advisory agreement for additional details.

Can I change or cancel my Stash plan?

Yes. You can cancel your Stash subscription plan at any time. § We understand that as life changes, your needs may change as well.

How does Stash work?

Stash can give you everything you need to build wealth for the long-term. Here’s how Stash works.

  1. Answer a few questions.
    When you first join Stash, we’ll get to know you by asking some questions. These help us understand your financial goals and provide useful, specific advice for things like investing and budgeting.

  2. Get your plan.
    Stash offers one plan, The Stash Plan, for $12/month. † With Stash, you'll have access to a personal brokerage account, a retirement account, and a Smart Portfolio. You’ll also receive the Stock-Back® Card 1 that lets you earn stock when you spend, plus budgeting tools, advice and education, and more.

  3. Add money to Stash.
    You can add money to Stash automatically or manually. It only takes 5 minutes to set up direct deposit to send either all or a part of your paycheck straight to Stash. You can even receive your paycheck up to 2 days early.3

  4. Budget, save, and create goals
    Use our automatic budgeting tools to organize your cash and track your spending.

  5. Invest your way.
    You’ve got options. Choose to invest in fractional shares with $5 or less—you can pick from thousands of stocks and ETFs. You can also shop and earn stock with the Stock-Back® Card.1

Stash is built for long-term investing, not day-trading.

Is Stash safe?

Stash is 100 percent legit. From investments made to cash set aside, you can feel confident in the security of your money.

While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our client.

Join 1M+ investors building wealth with Stash

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