AI Money Coach - Get Personalized Financial Guidance | Stash
Money Coach
You don't need to be an expert.
What's the best way to grow wealth? Is now a good time to invest? What is dollar-cost averaging?
Money Coach is tied to your Stash account, so all interactions with the AI Money Coach are encrypted, and every tip is grounded in your real money moves: how much you’re investing, where your money is being put to work, and the actions you take every day.
How Money Coach can help you
Investment Guidance
Get help understanding investment options and building a diversified portfolio that matches your risk tolerance and objectives. Get real-time guidance tailored to your unique financial situation, spending habits, and existing portfolio. Ask questions, set goals, and get actionable insights.
Why advice beats going it alone
Money Coach isn't just another chatbot — it's your financial partner inside Stash.
| Stash with AI Money Coach | Other AI Tools |
|---|---|
| Personalized advice tied to your real portfolio, goals, and habits. | Generic ideas based only on what you tell it. |
| Automates investing, diversification, and rebalancing with Smart Portfolio, Auto-Stash, and real-time guidance. | No automation or tracking—doesn't know your investment purchases, you'll have to manage it all yourself. |
| Act instantly—invest straight from chat. | Can't connect to your account or suggest real actions. |
| Build confidence and investing skills over time with content and education tailored to your goals. | Broad education, not tailored to you. |
| Bank-level encryption; your data stays within Stash. | Chats and data may be stored externally. |
Results that Speak for Themselves
Here's a peek at some of the real guidance Money Coach has given to people just like you.
Your Combined Diversification Score is 52.3, which means you're moderately diversified, but there's room to improve. Right now, a large chunk of your portfolio is in a few individual stocks like AMZN, which adds risk.
Priority 1: Foreign Companies (63.6% of target)
| ETF | Why It Helps |
|---|---|
| Essential Europe | Exposure to developed European markets |
| Foreign Heavyweights | Diversifies into large international firms |
| Pacific Powerhouses | Adds developed Asian market exposure |
Frequently asked questions
What is the AI Money Coach?
The AI Money Coach is your personal financial assistant, available 24/7 directly in the Stash app. It uses advanced AI to provide personalized financial advice, answer your money questions, and can help you make smarter financial decisions.
How does the AI Money Coach help me?
Your AI Money Coach can provide personalized guidance on a wide range of financial topics including budgeting, investing, and retirement planning. It learns from your financial situation, your current Stash investments, and your financial profile to give you customized advice that is up to date.
Is my information secure with the AI Money Coach?
Yes, absolutely. Your privacy and security are our top priorities. All interactions with the AI Money Coach are encrypted and protected with bank-level security measures.
How much does the AI Money Coach cost?
The AI Money Coach is included with both Stash Growth ($3/month) and Stash+ ($12/month) subscriptions at no additional cost.