Open a Custodial Investment Account | Stash
Invest in a child’s future.
Invest in a child’s future. Give them a head start with a custodial account. Start with $5.
What's a custodial account?
With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life—and the money is theirs when they reach age of majority. Custodial accounts can be opened by parents, grandparents, or even friends—anyone who wants to pass on generational wealth.
Expert advice in your pocket.
You'll get personalized investment guidance to fit the needs of the children in your life. Plus, Stash is a Registered Investment Advisor, which means it's our duty to act in your best interest, always.
How to open a custodial account.
Once you join Stash, we’ll help walk you through the process of setting up your custodial account(s).
To prepare, you’ll need the following information for each child:
- Full legal name
- Date of birth
- Social security number
If you invest $5 a day from when a child is born, they could have over $73,000 by age 18.
This calculation is a hypothetical estimate ...
Financial advice for a fraction of the price
Get the digital financial advisor that helps you invest with confidence. No minimums. No hidden fees. No nonsense.
The Stash Plan
$
12
/month
or $108 billed annually (save 25%)
- 24/7 financial guidance
- Personalized investment plan
- 3% retirement match (worth up to $225/year)¹⁴
- $10,000 life insurance policy‡
- Stock-Back® rewards¹ (worth up to $120/year)
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Frequently asked questions
Do custodial accounts get taxed?
Yes—but there are tax advantages. Until the child reaches age of majority, investment income is taxed at a child tax rate.5 And a proportion of unearned income might be considered untaxed. Check here for more about custodial accounts and taxes. This should not be construed as tax advice. Please consult a tax professional for additional questions.
What is Stash?
Stash is a personal finance app that can help anyone improve their financial life.
From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.
How much does a custodial account cost?
The cost of a custodial account is included in The Stash Plan, which is $12/month. The Stash Plan is designed for long-term wealth builders and also includes retirement accounts, automated portfolios, 1% Stock-Back ® rewards on purchases (up to 5% in bonus categories), and $10k in life insurance. You’ll also get priority customer support, enhanced advice, and a 3% match on monthly IRA contributions.
Give the gift of a brighter future.
This calculation is a hypothetical estimate ...